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Written by Sultan Riaz
The world of halal investing is changing fast. More Muslims want financial products that are free from riba (interest), gharar (uncertainty), and activities that are not allowed in Islam. To answer this demand, Binance has launched Sharia Earn, the first multi-token Shariah-compliant crypto staking platform.
This platform was certified under the AAOIFI standard by Amanie Advisors, a leading Islamic finance advisory firm. It allows Muslims to invest in crypto staking while staying Shariah-compliant.
Sharia Earn covers BNB, ETH, and SOL, and uses a wakala contract to make sure earnings are halal and riba-free. Binance will also review the platform regularly to keep it compliant. With this launch, Binance is stepping into the $4 trillion Islamic finance market and leading the way in halal crypto investing and Islamic finance news.
Finding Halal Stocks That Benefit from Crypto
Many Muslims prefer to invest in halal stocks rather than buy crypto directly. But most companies linked to blockchain fail halal stock screening because of interest-based debt or non-halal activities.
One company stands out: MicroStrategy (MSTR).
- What is MicroStrategy? It’s a U.S. business intelligence company. Today, it’s best known for holding one of the largest Bitcoin treasuries in the world, as shown on its investor relations site.
- Why does it matter? The price of MSTR moves closely with Bitcoin, so it gives Muslim investors halal exposure to crypto.
- Why is it halal? According to AAOIFI screening standards:
- Business Activity: ✔ Pass
- Interest-bearing securities & assets: ✔ Pass
- Interest-bearing debt: ✔ Pass
This means MicroStrategy is halal to own. Even more important, the same AAOIFI standard used by Amanie Advisors for Binance’s Sharia Earn is also used by Musaffa’s Halal Stock Screener. Since Amanie Advisors works with Musaffa, Muslims can trust that both halal stocks and halal crypto are being judged by the same global Shariah standard.
For Muslims searching for halal crypto stocks, riba-free stocks, and debt-free stocks, MicroStrategy offers a rare chance to benefit from crypto growth while staying Shariah-compliant.
Crypto in the Muslim World: Divided Views
Crypto investing is still debated among Muslim scholars.
- Some say it has gharar (too much uncertainty) and can look like gambling.
- Others say it can work as a halal medium of exchange if regulated properly.
Muslim-majority countries also take different positions:
- Supportive: The UAE and Bahrain have created clear rules for crypto. Saudi Arabia is testing blockchain in banking. Indonesia and Malaysia allow crypto trading with Islamic guidelines.
- Restrictive: Turkey has limited crypto payments. Egypt and Pakistan have moved between bans and tight controls. Bangladesh has fully banned crypto.
- Tax-free hubs: The UAE, Saudi Arabia, and Qatar offer no personal income tax and no capital gains tax, making them attractive for halal crypto investing.
This is why halal crypto screening is becoming more important. Soon, Musaffa will launch screening tools for crypto tokens and projects. This will let Muslim investors check if a coin or project is halal in the same way they already check for halal stocks and ETFs.
For regular updates, see Islamic Finance News and CoinDesk Middle East.
Gold vs. Crypto: Lessons for Halal Investing
Gold has always been important in Shariah-compliant investing. It is physical, trusted, and halal. Even though crypto has grown quickly, gold has continued to rise in value.
- In 2020, gold was around $1,940 per ounce.
- In 2025, gold is near $3,343 per ounce.
That is a 72% increase in five years. This shows that gold stays strong, even while crypto markets move up and down.
For Muslims, gold remains a safe, riba-free investment, while crypto can be seen as a higher-risk opportunity.
Conclusion: Building a Halal Investment Portfolio
The launch of Binance’s Shariah-compliant crypto staking platform and the recognition of MicroStrategy (MSTR) as a halal crypto-influenced stock are major steps for Muslim investors. Along with the strong performance of gold, Muslims now have multiple halal options to grow and protect their wealth.
The key is trust: both Binance Sharia Earn and Musaffa’s halal stock screener use the AAOIFI standard under the guidance of Amanie Advisors. This ensures the same Shariah rules are applied across stocks, ETFs, and crypto.
For Muslims committed to Shariah-compliant investing, the choices are clear:
- Halal crypto staking (Binance Sharia Earn)
- Halal crypto stocks (MicroStrategy)
- Safe haven in gold
Muslim investors no longer have to choose between faith and financial growth.
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